RESIDENTIAL LOAN APPLICATION  

Property Information____________________________________________________ 

Property Address

 Purpose of Loan Purchase Refinance Construction Construct-Perm  Property will be Primary Residence Secondary Residence Investment

Title will be held in what names?

Manner held? Community property Joint tenants JTWROS Single man Single woman Tenants in common Determined in escrow Unmarried man Unmarried woman Estate will be held in? Fee Simple Leasehold

Borrower Information____________________________________________________

Borrower Name: (First) (Initial) (Last)

Soc. Sec.# Date Of Birth Yrs of School  Home Phone  

Marital Status Married Separated Unmarried No. of Children   Ages  

Current and Previous Addresses should be entered as Street Address, City, State, Zip

Present Address (Previous Address if less than 2 years total)                              Own/Rent    No. Yrs.      Own Rent        Own Rent        Own Rent   

 Employment Self Employed Employed Retired DisabledName of Employer  

Employer Address Yrs on job  2 Years Needed

Years in this line of work Job Title Phone  

If less than 2 yrs at current employment,  please complete the following previous employment fields.

Prev. Employer  

From/To: (Example 10/2000 - 10/2001) 

Previous Employer Address should be entered as Street Address, City, State, Zip.

 Addr Job Title  

Phone   Monthly Income

If less than two years with previous employer complete the following

Prev. Employer  

From/To: (Example 10/2000 - 10/2001) 

Previous Employer Address should be entered as Street Address, City, State, Zip.

Addr Job Title  

Phone   Monthly Income

Co-Borrower Information________________________________________________

Co-Borrower Name: (First) (Initial) (Last)

Soc. Sec.# Date Of Birth Yrs of School  Home Phone  

Marital Status Married Separated Unmarried No. of Children   Ages  

Current and Previous Addresses should be entered as Street Address, City, State, Zip

Present Address (Previous Address if less than 2 years total)                               Own/Rent  No. Yrs.      Own Rent       Own Rent       Own Rent  

 Employment Self Employed Employed Retired DisabledName of Employer  

Employer Addr Yrs on job  2 Yrs Needed

Yrs in this line of work Job Title Phone  

If less than 2 yrs at current employment,  please complete the following previous employment fields.

Prev. Employer  

From/To: (Example 10/2000 - 10/2001) 

Previous Employer Address should be entered as Street Address, City, State, Zip.

Addr Job Title  

Phone   Monthly Income

If less than two years with previous employer complete the following

Prev. Employer

From/To: (Example 10/2000 - 10/2001) 

Previous Employer Address should be entered as Street Address, City, State, Zip.

Addr Job Title  

Phone   Monthly Income

 Monthly Income and Combined Housing Expense Information__________________

Gross Monthly Incomes for Borrower and Co Borrower

Base Employment Income ------------- Borrower $ Co-Borrower $

Overtime (Consistent each month) - Borrower $  Co Borrower $

Bonuses (Consistent each month) -- Borrower $  Co Borrower $

Commissions ----------------------------- Borrower $ Co Borrower $

Dividends/Interest ---------------------- Borrower $ Co Borrower $

Net Rental Income ---------------------- Borrower $ Co Borrower $

Combined Monthly Housing Expense

Rent-$   or   First Mortgage (Principle & Interest) -$

Second Mortgage (Principle & Interest)-$  Hazard (Homeowners) Insurance - $

Real Estate Taxes (Monthly Amt) - $   Mortgage Insurance (If Applicable) - $  

Monthly Homeowners Assn. Dues - $

Assets and Liabilities (Borrower and Co-Borrower)__________________________

ASSETS

 Name & Address Of Bank                                                                 Account Number           Approx. Bal                              

Stocks & Bonds (Company Name, Number & Description)                                                           Amount      

Life Insurance  Cash Value - Face Amount $ Vested Interest in Retirement Fund $

Net Worth of Business(es) Owned $ Real Estate Owned (Totl Mkt Value) $

Autos/Boats Owned (Make & Yr)    Retail Value         Autos/Boats Owned (Make & Yr)     Retail Value                                                      

Replacement Value of Household Goods (Furniture, TV's, Jewelry, Art, etc.) - $10,000 $15,000 $20,000 $30,000 $40,000 $50000 $60,000

LIABILITIES 

Monthly Obligations that have a fixed monthly payment amount such as Credit Cards, Car Loans, Installment Loans etc.

Name and Account#  of Company                                                                                Mthly Pymt     Unpd Bal.                                   

Schedule Of Real Estate Owned___________________________________________

Property                                                                       Type            Market             Mtg        Grs Rntl        Mtg      Ins/Tax   Address                                                                       Prop.            Value          Amount        Income      Pymnt      Pymnt  Sfr 2-4Plx Condo Town Mobile Sfr 2-4Plx Condo Town Mobile Sfr 2-4Plx Condo Town Mobile Sfr 2-4Plx Condo Town Mobile

Are there any outstanding judgments against you? Borrower No Yes Co-Borrower No Yes

Have you been declared bankrupt within the past 7 years? Borrower No YesCo borrower No Yes

Have you had property foreclosed upon or given title or deed in lieu thereof in the past 7 years?                                                Borrower No Yes  Co borrower No Yes

Are you a party to a lawsuit?  Borrower No Yes  Co Borrower No Yes

Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title                                                   in lieu of foreclosure, or judgment? (This would include such loans as home mortgage loans, SBA loans,                                                home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial                                                    obligation, bond, or loan guarantee.  If "Yes" provide details including date, name and address of Lender,                                                 FHA or VA case number if any, and reasons for the action).     Borrower No Yes Co Borrower No Yes

Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial                                               obligation bond, or loan guarantee?  If "Yes" provide details as described in the preceding question.                                              Borrower No Yes Co Borrower No Yes

Are you obligated to pay alimony, child support, or separate maintenance?                                                                                              Borrower No Yes  Co Borrower No Yes

Is any part of the down payment borrowed?  Borrower No Yes  Co Borrower No Yes

Are you a co-maker or endorser on a note?  Borrower No Yes  Co Borrower No Yes

Are you a U. S. citizen?  Borrower No Yes  Co Borrower No Yes

Are you a permanent resident alien?  Borrower No Yes  Co Borrower No Yes

Do you intend to occupy the property as your primary residence?                                                                                                             Borrower No Yes  Co Borrower No Yes

Have you had an ownership interest in a property in the last 3 years?                                                                                                              Borrower No Yes  Co Borrower No Yes

If answer is "Yes" complete the next two items.

What type of property did you own?  PR - Principal Residence, SH - Second Home, or                                                                                       IP - Investment Property.   Borrower PR SH IP  Co Borrower PR SH IP

How did you hold title to the home?  (S) Solely by yourself, (SP) Jointly with your spouse,                                                                             (O) or jointly with another person?  Borrower (S) (SP) (O)  Co Borrower (S) (SP) (O)

If any additional information is required, please enter phone number and                                                       best time to call either during the day or evening hour.  Thank you.

Home Phone Work Phone  Fax Number

Cell Phone      Best time to contact?  Day   Evening

E-mail address?